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We are here to challenge the perception about Africa and everything that originates from here. We believe that Africans can dream, build, grow amd transform their dreams.This Ghanaian owned multi-national company is focused on connecting individuals and businesses by helping them solve digital payment problems.  

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DreamOval was Ghana’s 2015 Software company of the year. We believe the world needs innovative, people-centered technology that empowers both individuals and businesses to make smart, wealth-generating decisions. We simplify life for people, organizations, and the world. At DreamOval, that is what we DO! What we do every day is found in a quest to innovate for the greater good of the world and humanity. We build solutions that enable us provide enterprise-oriented VAS and Channel innovation platforms targeted at financial institutions and business that yearn to grow while providing better experiences for their customers.

We have a community of smart and enthusiastic geeks who live and sleep the dream to use tech-innovation to transform the world. Ours is to critically think around situations and seek newer dimensions to making everyday experiences great for people and businesses. At the Oval, our greatest asset is the duty of DOing. We believe we owe it to future generations, especially from Africa, to leave a legacy that will transcend the dynamics of time while at the same time dotting the world with innovations that is founded on the ingenuity of our community members, also called DOers. Ultimately, choosing DreamOval is a journey of unlimited discovery of infinite dimensions of generating value for people and businesses through tech.


BILLBOX-Merchants and service providers benefit from a one-stop-shop collection platform that makes bill payments simple and convenient.


  • Process money from all mobile money wallets and cards on one platform.
  • Billbox provides a central location for collections where payments are received
  • Know when your customers pay their bills in real-time from anywhere in the world
  • Receive Digital Payments instantly and limit cash related issues

SMARTGRID-Financial institutions can now offer the best-in-class Omni-Channel digital financial solutions to their customers.


  • Grow Organic Revenue-Augment organic revenue by being everywhere your customer is. Drive rapid sale of products and services with multiple avenues for customers to interact and transact.
  • Secured Competitive Advantage-Keep up with your consumers’ demands by offering and maintaining a competitive edge with SmartGrid’s best-in-class financial solutions.
  • Lower Operational Costs-Going digital helps minimise redundant labour and mundane tasks. This has a direct positive effect on your bank’s operational costs.
  • Attract and Retain New Customers-Stay connected and retain the new generation of banking consumers with SmartGrid’s omnichannel digital banking solution.

SLYDEPLAY-Customers are able to send and receive money to individuals and merchants from their mobile device at the best rate in Ghana and Zimbabwe


Claud Hutchful
CEO & Co-Founder

Charles Hansen-Quao
Executive Director & Co-Founder SVP, Enterprise & Consulting

Henry Sampson
Executive Director & Co-Founder SVP, Engineering, Innovation & Insights

Francis Ahen-Affoh
SVP, DreamOval Foundation

Dzifa Asante Yeboah
HR Manager

Charles Kollo
SVP, Sales and Marketing

Kofi A. Asamoah
VP, Engineering

Yaw Osei-Tutu
Chief Finance Officer

Joseph Djomeda
VP, Solutions Delivery and IT

DreamOval Foundation

The DreamOval Foundation was set up as a legally separate entity during the first quarter of 2013. Our aim is to bridge the knowledge gap through the creation, sharing and utilization of knowledge with Education and Technology being our key focus areas. The foundation doubles as the manager of all CSR activities of DreamOval Ltd. The Foundation's Mission is to help Ghanaians live a more fulfilled life by facilitating the creation, sharing and utilization of Knowledge.


  • SAP
  • Africa Code Week
  • Ashesi
  • Ghana Education Service (GES)
  • Ghana National Association of Teachers (GNAT)
  • Pyxera Global


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Team Members

Claud Hutchful